Housing and Community Services Department
Housing and Community Services Department

Senior and Disabled Home Rehabilitation Loan Program

The purpose of the Seniors and Disabled Home Rehabilitation Loan Program is to assist low income senior and disabled homeowners in repairing/modifying their homes, to eliminate conditions that pose a threat to their health and safety and to help preserve the City's housing inventory. Qualified borrowers can receive interest-free loans of up to $80,000.   

The building to be rehabilitated has to be located within the City of Berkeley boundaries. The property will contain no more than two units. Only the unit occupied by the senior or disabled homeowner is eligible to receive assistance.

WHO QUALIFIES?

Eligible senior or disabled Berkeley homeowners may apply for an interest-free, deferred payment loan of up to $80,000, to repair or alter their home under staff supervision.  Repayment is deferred until one of the following criteria is met:  The sale or transfer of the property; the eligible homeowner ceases to occupy the property; or upon maturity date of the loan.  To qualify, an applicant must meet ALL of the following criteria:

  • 62 years of age and older  OR  permanently disabled;
  • Owner and resident of property to be rehabilitated/improved; and
  • Have an annual income within the guidelines listed below:

Number of Persons in Family/Household

Income Limit

Number of Persons in Family/Household

Income Limit

1

$47,350

5

$73,050

2

$54,100

6

$78,450

3

$60,850

7

$83,850

4

$67,600

8

$89,250

WHAT REPAIRS CAN BE DONE UNDER THE PROGRAM?

Typical repairs include:

  • CARPENTRY:  Ramp construction.  Porch repair.  Steps.  Handrails.  Entry doors and locks.
  • ELECTRICAL UPGRADE FOR SAFETY
  • PLUMBING:  Toilets and faucets, Drain lines, Sewer
  • RE-ROOFING
  • EARTHQUAKE/FIRE PROTECTION WORK:  Bolt foundation.  Brace crawl space walls.  Anchor water heater. Remove brick chimney.  Install approved release window bars and smoke detectors.
  • FOUNDATIONS:  Repair or replacement
  • WALLS:  Stucco siding repair.  Interior wall patching and painting.
  • MISCELLANEOUS:  Heating system repair/replacement.   Broken window repair/replacement. Yardwork, including tree pruning.  Hauling debris.

Program Guidelines:

To view the program guidelines, click here.  To acess flyer with Frequently Asked Questions, click here.

HOW TO APPLY:

Call Raquel Molina at (510) 981-5400.  Give your name, address, and phone number, along with a brief description of the repairs needed.

 

 

 

 

 

 

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Housing and Community Services Department, 2180 Milvia Street, 2nd Floor, Berkeley, CA 94704
Questions or comments? Email: HHCS@cityofberkeley.info Phone: (510) 981-5400
(510) 981-CITY/2489 or 311 from any landline in Berkeley
TTY: (510) 981-6903
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